There is a good idea before we discuss further, we need to know what financial planning in general? Financial Planning Budgeting can be said also, that the budget would make costs and income in the future such as leasing, buying a house, savings, etc.. Planning may include investments in various portfolios.
Financial Planning is one topic that is very important that we never learned, a bad financial plan can make us homeless, a good financial plan can give us a comfortable life and family.
Financial planning sounds complicated, but I will try to discuss it in a simple but important to be applied in life, any person regardless of age. Of course, this discussion is not absolute should be similar to everyone, because everyone has their own life choices also have the ability and target different life. So we can modify it and make assumptions based on their personal.
- When There Is No Other Income
- Business Owner
Of course there are many more sources of income that can be obtained, rather than just rely on monthly salary as an employee. Some of us need to make a home rental business, penyewan kos-boarding, rental of apartment, writing articles / books, a photographer, a developer, teaching and other. Of course, because a lot of ways to make money, think well there is the most appropriate way for us to supplement their income?
• Set Income Strategy
• Investment Plan
Recall cost and income that may occur in the achievement of our target .. Although it was difficult to calculate profit for certain things, but optimislah we can achieve what we aspire.
Key makes good Financial Planning
Financial planning is not about how to get money as much as to achieve happiness, but how do we change our lives according to what we expect in life "Happiness". If the financial plan that we make are not helping us reach financial comfort, then we fail to plan financially. Although we milyoner but we do not know what to do with our money, then we fail to plan financially ..